Insurance Coverage That Fits Life in Ohio
Protect What Moves You
Whether you’re protecting a home, driving your first car, running a business, or managing a farm, we’ll help you find coverage that fits. As an independent insurance agency, we partner with multiple carriers—so you get real options and advice that’s based on your needs, not quotas.
Below you’ll find a full breakdown of what we offer. Each section links to more detailed info, including answers to common questions, helpful examples & contact options to get started.
Protect Where You Live & What You Own
From single-family homes to tenant policies and seasonal cabins, we’ve got your property covered. We also offer specialized options for vacant homes, rental properties, and flood-prone areas.
Coverages include:
Homeowners Insurance
Dwelling Fire
Mobile / Manufactured Homes
Condominium Insurance
Renters / Tenant Insurance
Rental & Vacant Properties
Flood Insurance
Stay Covered on the Road
Whether you drive to work, haul equipment, or cruise in a classic, we’ll help protect you, your passengers & your vehicles. Coverage is available for both personal and commercial use.
Coverages include:
Personal Auto
Commercial Auto
Classic & Collector Vehicles
Motorcycles & Scooters
Snowmobiles
ATVs / UTVs
Golf Carts
Coverage for the Way You Play
We insure the fun stuff, too. From boats and campers to RVs and travel trailers, we’ll help you hit the road or water with confidence.
Coverages include:
Motorhomes
Campers
RVs
Travel Trailers
Boats & Personal Watercraft
Business & Farm Insurance
Protect Your Work, Your Land & Your Livelihood
We understand the needs of small business owners, contractors & farmers across Ohio. Whether you run a retail shop, operate heavy equipment, or manage acreage, we’ll help you protect it.
Coverages include:
Small Business Insurance
Farm Insurance
Extra Coverage for Life's Big "What-If's"
Some risks go beyond what your standard policy can handle. Whether you’re planning ahead for your family or looking for added liability protection, we can help.

This category includes flexible options that add financial protection when you need it most—covering everything from serious accidents to future planning.
Coverages include:
Life Insurance
Personal Umbrella Policies
Insurance Questions? Start Here.
Do I need an agent to buy insurance?
No—but working with a licensed agent makes the process easier, clearer & more tailored. We help you compare multiple carriers, explain your options, and make sure you’re not overpaying or underinsured.
How much coverage do I really need?
That depends on what you’re protecting. For example, a homeowner may need enough coverage to rebuild their house from the ground up, while a business owner might need liability limits based on their contracts. We help you assess risks and find the right balance.
Can I bundle my home & auto insurance?
Yes. In fact, bundling your policies with the same carrier often qualifies you for discounts. We'll check to see where bundling makes the most sense without sacrificing coverage.
What’s the difference between liability, collision & comprehensive auto coverage?
Liability pays for damage you cause to others. Collision covers damage to your car if you hit something. Comprehensive covers things like theft, fire, hail, or hitting a deer. We’ll help you choose the right mix for your vehicle.
Is flood insurance included in a standard home policy?
No. Homeowners insurance does not cover flood damage. If you live in an area at risk—or even just want peace of mind—we can help you add a flood policy.
Can I get coverage for my side business or farm operation?
Absolutely. We work with small business owners, home-based operations, and farms every day. We’ll make sure your business activities are covered properly—not just assumed under a personal policy.
How do I get a quote?
Just give us a call, stop by one of our offices, or fill out a quick form online. We’ll get to know your needs, gather some basic info, and present you with clear, personalized options.
Not Sure What You Need?
Our licensed agents are here to walk you through your options and help you find the right fit—no pressure, just honest advice.
